5-9 Unit & Mixed-Use DSCR Loans
DSCR financing for 5-9 unit multifamily and qualifying mixed-use properties using residential-style underwriting.
DSCR Financing for 5-9 Unit Properties
5-9 unit DSCR loans help investors review small multifamily properties that may sit between standard 1-4 unit residential rentals and larger commercial multifamily financing. The financing path depends on unit count, rent support, occupancy, property income, reserves, leverage, and whether the property can be reviewed through a residential-style DSCR structure.
Mixed-Use Property Review
Mixed-use DSCR scenarios may involve residential rental income, commercial space exposure, occupancy, tenant mix, property type, and appraisal support. Investors should understand how the income profile and use of the property affect whether a DSCR path, mixed-use review, or another investor financing structure may fit.
Before Requesting Terms on 5-9 or Mixed-Use Properties
Investors should model rent, unit count, occupancy, property value, loan purpose, current debt, target leverage, reserves, and exit plan before requesting terms. The goal is to see whether the property may support a 5-9 unit DSCR loan, mixed-use path, or another small multifamily financing option.